Buying A Tustin Home – Why It’s Good To Review Your Credit Report Before Applying For A Loan
It’s a good idea to know what prospective lenders see when they look at your credit report. Federal law requires the three major credit reporting bureaus to provide you with a free copy of your credit report once every 12 months. It’s highly recommended to obtain a copy of your credit report from each of the three different agencies. Each agency can have different information on its report and a potential lender may be reviewing all three reports. While you can obtain copies of all three reports at the same time, it means you won’t be able to receive another free report for another 12 months.
When you order your free credit report, federal law doesn’t require a credit bureau to supply you with a credit score. You may have to pay extra money to obtain score, unless your state waives any fees. You can obtain your credit score by going directly to the individual consumer reporting company’s website.
Once you’re prequalified for a loan, you can check out these Tustin homes for sale if you want to buy a house in Orange County.
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